Legend Lending

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A Trusted Lender Since 1940.

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Legend Lending

VA Financing

Proudly Serving Veterans And Their Families

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Legend Lending

First Time Buyers

Offering Low And Zero Down Programs

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Legend Lending

Rental Properties

Financing Solutions For 1-4 Unit Investment Properties

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Getting you the best available mortgage for your situation.

Sandra Womack

Sandra Womack

Mortgage Specialist
NMLS #224987

E-mail: sandra@sandrawomack.com
Local Phone: (281) 940-HOME

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Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing

Products We Offer:

  • Conforming Fixed Rate Mortgages
  • Conforming LIBOR ARMs (3/1, 5/1, 7/1)
  • FHA and VA Loans
  • FHA Low Fico, 203K Loans, & ARMs
  • VA Interest Rate Reduction Refinance (IRRRL)
  • DU Refi Plus
  • Jumbo Loans
  • USDA Mortgages

 

Fannie Mae plans to increase DTI limit

Thinking of buying a home this year? There’s good news on the horizon for prospective home buyers, as Fannie Mae announces plans to make it easier for some borrowers to get a mortgage. Fannie Mae plans to raise its allowable debt-to-income ratio (DTI) from 45% to 50%...
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Singles Are Falling for Their Dream Home First [INFOGRAPHIC]

Some Highlights: According to NAR’s Profile of Home Buyers & Sellers, the share of recent homebuyers who were single at the time of purchase held steady at 24% last year. The percentage of first-time buyers who were single females rose to 17% (up from 16%), as the...
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84% of Americans Believe Buying a Home is a Good Financial Decision

According to the National Association of Realtors®’ 2017 National Housing Pulse Survey, 84% of Americans now believe that purchasing a home is a good financial decision. This is the highest percentage since 2007 – before the housing crisis. Those surveyed pointed out...
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Home Builder Sentiment Drops in July

Builder sentiment in the market for newly-built single-family homes slipped two points this month to a level of 64 from a downwardly revised June reading on the National Association of Home Builders/Wells Fargo Housing Market Index (HMI). Despite remaining well over...
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Homeowners: Your Home Must Be Sold TWICE

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank...

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